Checklist
Beneficiary review checklist
Review every few years and after big life events.
- Confirm primary beneficiaries are current
- Add a contingent (backup) beneficiary
- Avoid naming a minor directly
- Update after marriage, divorce, or a new child
- Tell beneficiaries where the policy is stored
General guidance only. Your situation may need extra steps — when in doubt, contact a licensed agent or your state department of insurance.